Claiming your money back

How to get your money back.

1/ Setup a new bank account with a different bank

Its good to have a fallback, just incase your bank does not react favorably to your request.

Have a look at some of the best current accounts and open one of them.

2/ Work out how much you are owed

You can claim for upto 6 years worth of charges with statutory interest . If you don't have bank statements for the past six years then you can either

Estimate how much you have been charged

Request the detail from your bank. You can request this information under the Data Protection Act, though there may be a charge of £10

3/ Ask for the money back

Letter template (you have 6 years statements)

Letter template (you are estimating the amount owed)

4/ Threaten Court action

There are various template letters available.

5/ Start a claim through the courts

The best way to take court action is through MoneyClaim, the uk courts online small claims system.